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Who We Are . . .    What We Do . . .

We offer a variety of business services to help meet your business needs…no matter what size your business.

Once you choose one of our Sterling Solutions accounts, we know you’ll enjoy sterling convenience and value. Online banking is available on all accounts and teamed with an American Sterling Bank ATM/Visa Check Card and CLARA, our telephone-banking module, you will have 24 hours a day, 7 days a week access to your financial information and money.

You can use the VISA Check Card as an ATM card, a debit card, a check card or a VISA credit card.

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Online Banking

You have direct access to your bank accounts 24 hours a day, 7 days a week with Online Banking. This service is "FREE" with your American Sterling Bank account.

No charge for withdrawals at American Sterling Bank ATM machines.

Withdraw up to $375 per each 24 hour period.

Balances inquiries, transfers, deposits.
 

ATM cards issued upon request.

Debit cards issued upon credit approval.

For full disclosure of information see Electronic Funds Transfer Agreement

American  Sterling  Bank  is  pleased  to  partner
with  First  National  Bank  of  Omaha  to provide
you  the  following  choices  for  Corporate  VISA
Credit Cards:

VISA : A financial tool


VISA CARDS:
   

  Business Edition

  Business Edition
  Plus

Convenience

Online access  —  Managing your company’s credit cards has never been so easy with flexible, secure payment options through the Internet. Now you can access your account instantly online and even pay your credit card bill online. You can quickly and easily schedule one-time or recurring payments to a single-pay billing account or individual employee accounts.

Management reports  —  Your company can receive easy-to-read management reports that itemize your employees’ spending and help you control both costs and expenditures.

Liability waiver program  —  While credit card misuse by former employees is rare, it does occasionally occur.  But with the Visa Liability Waiver Program, you can do business with confidence, knowing that charges from misuse on your company’s Visa Card may be waived.

Travel and emergency services — Carrying your Visa Card is just like having a personal travel agency, but better! The Visa Assistance Center provides:

• Emergency ticket and transportation assistance

• Emergency message relay service

• Emergency translation service

• Medical and referral assistance

• Legal referral assistance

• Lost luggage locator service

• Prescription assistance and valuable document delivery arrangements

Emergency card replacement  —  Just call the Visa Assistance Center at 800-VISA-911 and we will replace your lost, stolen or damaged credit card anywhere in the world.

Savings

Visa business partner advantage  —  You will save whenever you use your Visa Card with any of Visa’s merchant partners.  Use your card to enjoy savings on business supplies and services from merchants like Office Max®, Choice Hotels®, Dell.com, Franklin Covey® and Omaha Steaks®. For complete details, go to www.visa.com.

Hotel discount program  —  You can receive up to 60% off regular rates at more than 1,000 hotels, motels and resorts in 146 countries and territories. For more information call toll-free, 800-VISA-911.

Auto rental insurance  —  Whenever you need a rental car, charge the full amount to your Visa Card and receive automatic coverage from Visa. Enjoy a savings of up to $15 a day when you decline the rental agency’s collision loss/damage waiver.

Purchase security and extended protection program  — Nearly everything you purchase with your Visa Card is automatically protected from theft or damage within the first 90 days of purchase. The repair period on most manufacturers’ U.S. warranties is also doubled for most items purchased with your Card up to one full year on warranties of three years or less.

Travel accident insurance  —  You are protected with up to $100,000 in travel accident insurance whenever you charge the full amount of your travel tickets to your Business Edition® Visa Card or Business Edition Plus® VISA Card.

Lost luggage insurance  —  When you charge the full amount of your travel tickets to your VISA Card, you are eligible to receive reimbursement for amounts paid for direct physical loss or damage to checked baggage for a maximum reimbursement of $3,000 per Insured.

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With the Business Edition Plus VISA Card, you can earn office equipment, roundtrip airline tickets on any major airline, shopping and dining certificates and even trips to exotic destinations.

With the Business Edition Plus VISA Card, you will start earning points right away, and you will earn them quicker!  Earn 1.25 points for every dollar you make in purchases.  That's 25% more than most reward programs.  Redeem a reward with only 5,000 points.  It's that easy!

* Earn unlimited points
* Redeem your points whenever you want
* Purchase security and extended protection program
* Convenient online access
* Management reports
* Liability waiver program
* Travel accident insurance
* Baggage delay insurance
* Auto rental insurance
* Travel and emergency service
* VISA Business Partner advantage--Use your card with the VISA merchant partners and save!

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