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RETAIL BANKING > PERSONAL BANKING > BORROWING

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Types of Consumer Loans

Sterling Solutions Package

American Sterling Bank has many types of secured and unsecured loans to meet your borrowing needs.  We offer great loan rates and payment plans to help fit any budget.  To find out more, stop by or call your nearest American Sterling Bank branch.

No matter which Sterling Solutions loan type you decide to choose, we know you will enjoy sterling convenience and value with the Sterling Solutions Package of services provided to you.

You have direct access to your bank accounts 24 hours a day, 7 days a week with Online Banking. This service is "FREE" with your American Sterling Bank account.

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Personal Loans

Secured and unsecured personal loans are available for those who qualify.  Contact us to see how our great rates and payment plans can help with your needs!

Contact Us today for more information!

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Consumer Loans

Auto, Boats, and Recreational Vehicles

Getting ready to purchase a new or used car, boat or recreational vehicle?  Contact us to see how our great rates and payment plans can help with your purchase!

Contact Us today for more information!

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Home Equity/Home Improvement Loans

You’ve worked hard for your home…now let your equity work for you!  We have two Home Equity loans that make cashing in on the equity you’ve built really work for you!  Consolidation, new purchases, and college tuition…the possibilities are endless!

Contact Us today for more information!

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Mortgage Loans

We know you have lots of choices when it comes to a home loan!  American Sterling Bank is proud to provide you with choices that make sense and our commitment to excellent customer service!

We are a full service mortgage lender and can offer:

  • Fixed rate programs
  • Adjustable rate programs
  • FHA and VA financing
  • Low-cost loans
  • No income verification loans
  • Pre-approvals
  • Home Equity Loans

Contact Us today for more information!

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Commercial Loans

From small business to complicated and sophisticated commercial lending…American Sterling Bank has the expertise you need!  Our commercial lenders are experienced and ready to help you structure the credit needs of your business.  We specialize in all facets of commercial lending, including Commercial Loans, Commercial Real Estate, Residential Construction and Development and Agriculture.

We are proud to offer:

  • Receivables and inventory loans

  • Equipment and other fixed asset loans

  • Business expansion or acquisition loans

  • Refinance or purchase of commercial real estate

  • Lines of credit

  • Construction and development loans

  • Letters of Credit

  • Bridge Financing

Go to Business Banking for more information about our commercial lending products.

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