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Personal Saving Accounts |
Sterling Solutions Package No matter which Sterling Solutions savings account you decide to choose, we know you will enjoy sterling convenience
and value with the Sterling Solutions Package of services linked to your savings account.. |
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You have direct access to your bank accounts 24 hours a day, 7 days a week with Online Banking. This service is "FREE" with American Sterling Bank accounts. |
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Personal Online Banking Demo |
| Savings Account Comparison |
| Saving Account Types | Personal | Dollar Express ATM | Junior | Sterling Investment |
| Opening Minimum Balance | $100 | $100 | $25 | $1,000 |
| Monthly Minimum Balance | $100 | $100 | $0 | $1,000 |
| Monthly Service Fee | Free or $5 | Free or $5 | $0 | Free or $8 |
| Excess Withdrawal Fee > 6 in 6 Months | $2 each | $2 each | $2 each | $2 each |
| Interest Credited | Semi-annually | Semi-annually | Semi-annually | Quarterly |
| Interest Rate | [See Rate Sheet] | [See Rate Sheet] | [See Rate Sheet] | [See Rate Sheet] |
| Online Banking | Free | Free | Free | Free |
| Telephone Banking | Free | Free | Free | Free |
| Imaged Statements | Free twice/year | Free twice/year | Free twice/year | Free twice/year |
| Direct Deposits to Savings | Free | Free | Free | Free |
| Money Orders | $2 each | $2 each | $2 each | $2 each |
| Cashier Checks | $3 each | $3 each | $3 each | $3 each |
| Traveler's Checks | $1.50/$100 | $1.50/$100 | $1.50/$100 | $1.50/$100 |
| Wire Transfers Received | $10 each | $10 each | $10 each | $10 each |
| Wire Transfers Sent | $15 each | $15 each | $15 each | $15 each |
| VISA Check Card | Free | Free | Not Available | Not Available |
| VISA Check Card Replacements | $5 each | $5 each | Not Available | Not Available |
| Notary Service | Free | Free | Free | Free |
| Online Banking | Free | Free | Free | Free |
| Telephone Banking | Free | Free | Free | Free |
| Imaged Statements | Free twice/year | Free twice/year | Free twice/year | Free twice/year |
| Direct Deposits to Savings | Free | Free | Free | Free |
| Money Orders | $2 each | $2 each | $2 each | $2 each |
| Cashier Checks | $3 each | $3 each | $3 each | $3 each |
| Traveler's Checks | $1.50/$100 | $1.50/$100 | $1.50/$100 | $1.50/$100 |
| Wire Transfers Received | $10 each | $10 each | $10 each | $10 each |
| Wire Transfers Sent | $15 each | $15 each | $15 each | $15 each |
| VISA Check Card | Free | Free | Not Available | Not Available |
| VISA Check Card Replacements | $5 each | $5 each | Not Available | Not Available |
| Notary Service | Free | Free | Free | Free |
| Photocopies | Free | Free | Free | Free |
| Go to Top |
| Personal Savings |
| A traditional savings plan that provides easy access to your funds. Earn interest and watch your balance grow. Just a small opening deposit gets the account started and you can set up automatic deposits to grow the funds even faster! Ask your personal banker for more information on Direct Deposit and automatic transfers.
Minimum Balance Requirements – You must deposit $100.00 to open this account. A minimum balance fee of $5.00 will be imposed every month if the average daily balance for the month falls below $100.00. You must maintain a minimum average daily balance of $100.00 to obtain the disclosed annual percentage yield. Transaction Limitations – You may make up to six transfers (withdrawals) from your account each statement period (six months), if made by pre-authorized or automatic transfer, telephonic or electronic agreement, order or instruction. Three of these may be made by check, draft, debit card or similar order and payable to third parties. Transfers and withdrawals made in person, by mail or at an ATM are unlimited; however, a $2.00 fee per withdrawal will be charged for each withdrawal in excess of a total of six in a six-month period. Rates in effect. |
| Dollar Express “ATM” Savings |
Need 24-hour access to your savings? Our Dollar Express ATM savings account gives you just that. Better yet, tie your American Sterling Bank checking account to the Dollar Express ATM savings and have access to all your money all the time. Your Dollar Express ATM savings allows you to earn interest and watch your balance grow. Just a small opening deposit gets the account started and you can set up automatic deposits to grow the funds even faster! Ask your personal banker for more information on Direct Deposit and automatic transfers.
Minimum Balance Requirements – You must deposit $100.00 to open this account. A minimum balance fee of $5.00 will be imposed every month if the average daily balance for the month falls below $100.00. You must maintain a minimum average daily balance of $100.00 to obtain the disclosed annual percentage yield. Transaction Limitations – You may make up to six transfers (withdrawals) from your account each statement period (six months), if made by pre-authorized or automatic transfer, telephonic or electronic agreement, order or instruction. Three of these may be made by check, draft, debit card or similar order and payable to third parties. Transfers and withdrawals made in person, by mail or at an ATM are unlimited however a $2.00 fee per withdrawal will be charged for each withdrawal in excess of a total of six in a six-month period. Rates in effect. |
| Junior Savings Account |
It’s never too early to teach our young people the importance of saving for their future and financial responsibility. With our Junior Savings account, they can watch their money grow! No minimum balance is required and interest is compounded and credited semi-annually.
Interest Information – This is a variable rate account. Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time and there are no maximum or minimum interest rate limits for this account. There is no minimum average daily balance to obtain any disclosed annual percentage yield and if your account is closed before interest is paid you will not receive accrued interest. Transaction Limitations – You may make up to six transfers (withdrawals) from your account each statement period (six months), if made by pre-authorized or automatic transfer, telephonic or electronic agreement, order or instruction. Three of these may be made by check, draft, debit card or similar order and payable to third parties. Transfers and withdrawals made in person, by mail or at an ATM are unlimited however a $2.00 fee per withdrawal will be charged for each withdrawal in excess of a total of six in a six-month period. Rates in effect. |
| Sterling Investment Account |
| A similar to our traditional savings plan that provides easy access to your funds, combined with a higher interest rate that is credited quarterly to your account. Earn higher interest and watch your balance grow. You can set up automatic deposits to grow the funds even faster! Ask your personal banker for more information on Direct Deposit and automatic transfers.
Minimum Balance Requirements – You must deposit $1,000.00 to open this account. A minimum balance fee of $8.00 will be imposed every month if the average daily balance for the month falls below $1,000.00. You must maintain a minimum average daily balance of $1,000.00 to obtain the disclosed annual percentage yield. Transaction Limitations – You may make up to six transfers (withdrawals) from your account each statement period (six months), if made by pre-authorized or automatic transfer, telephonic or electronic agreement, order or instruction. Three of these may be made by check, draft, debit card or similar order and payable to third parties. Transfers and withdrawals made in person, by mail or at an ATM are unlimited; however, a $2.00 fee per withdrawal will be charged for each withdrawal in excess of a total of six in a six-month period. Rates in effect. |
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Member FDIC | |