Since being established in 1907, our financial stability  has demonstrated American Sterling's ability to plan, evaluate, and implement profitable and sustaining business ventures.   We use that same strength in addressing our approach to assessing the future and how we serve our clients. We recognize the need to be poised for change and demonstrate daily a determined bias for action. Our business units are intertwined and interdependent - all focused on providing solutions to meet the needs of our clients.

Whether it be creative financing, additional capital, risk mitigation analysis, acquisition structuring, leveraging existing assets or facing the leading edge of technology - we have seasoned professionals and revolutionary thinkers to assist you.

American Sterling is heavily involved in philanthropy.  As a community leader, American Sterling dedicates 5% of its annual pre-tax earnings to charitable organizations and individuals. American Sterling makes contributions according to need and merit on a case-by-case basis.

Our companies are:

AMERICAN STERLING CORPORATION
This is the privately owned holding company for the American Sterling group of companies identified below.

AMERICAN STERLING BANK --- Retail Banking
American Sterling Bank is a full service bank offering all of the traditional commercial and personal banking products.

AMERICAN STERLING BANK --- Mortgage Banking
The Wholesale Mortgage Banking division of American Sterling Bank purchases mortgage loans on secured one-to-four unit single family residences across the United States. This division operates a high-speed automated loan processing and tracking system that dramatically increases the efficiency of processing loans from mortgage loan brokers.

AMERICAN STERLING INSURANCE COMPANY
American Sterling Insurance Company provides low limit automobile liability insurance policies with thirty to ninety day policy effective terms.  Physical damage coverage is only provided in conjunction with the issuance of a liability policy.  The company also provides mortgage lenders, who fund sub-prime loans, with insurance protecting them from representations and warrants they are required to give when selling loans into the secondary market.

AMERICAN STERLING INSURANCE SERVICES
American Sterling Insurance Services is a multi-service insurance broker that provides a single-source solution for all commercial insurance coverage needs; employee benefit programs; and third party claims administration.

AMERICAN STERLING CAPITAL CORPORATION
American Sterling Capital Corporation is the investment arm of the organization, focusing on real estate, technology and leading edge opportunities to expand and diversify the American Sterling holdings.

AMERICAN STERLING EDUCATION SOLUTIONS
American Sterling Education Solutions is a consulting firm in the business of enabling non-profit service organizations to be self-sustaining in order to realize their full potential and carry out their missions of service.

AMERICAN STERLING PRODUCTIONS
American Sterling Productions is an entertainment and film production company that creates and produces independent films.